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Terms & Conditions For “Get a $5 e-Gift Card When You Pay Your Credit Card Bill” Promotion

Promotion Period: Get a $5 e-Gift Card When You Pay Your Credit Card Bill promotion (the Promotion) is sponsored by Paytm Labs Inc. (the “Sponsor”). It will start on April 24th at 12:01 a.m. Eastern Standard Time (“EST”) and it will end on May 24th at 11:59 p.m. EST (the “Eligibility Period”). Limit one (1) $5 e-gift card per Paytm Canada account. While quantities last.

Eligibility Period: The Promotion is open to all legal residents of Canada (excluding residents of Quebec) who are of the age of majority or older in their province and/or territory of residence at the time of entry and, who have a Paytm Canada account in good standing.

Promotion Details: Participants can be eligible for this promotion in the following way: (i) by using the Paytm Canada app to make a credit card bill payment of at least $1,000 CAD during the Eligibility Period.

A participant will have a maximum of 1 entry per credit card account if the bill amount is greater than $1,000. Multiple $1,000 credit card bill payments to the same credit card biller (service provider) account will not increase the quantity of $5 e-gift cards.

For example: let’s say you just paid off a particularly nasty credit card bill of $897. All you would need to do is make another credit card bill payment of at least $103 and BOOM! Once your bill payment(s) have been completed, a $5 e-Gift card will be loaded in the ‘My Pocket’ section of the App. 

Any use of robotic, repetitive, automatic, programmed or similar entry methods or agents (including, but not limited to, sweepstakes entry services) will void all entries by you. In the event of a dispute, the “authorized account holder” of the email address used to enter will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address.

Paytm will provide one (1) $5 e-gift card to the Paytm Canada account once the $1,000 credit card bill payment has been completed. It will be available in the ‘My Pocket’ section of the App.

$5 e-gift cards will be randomly selected for every Paytm Canada account, and are subject to change. Paytm Canada Users cannot select, exchange and/or refund the $5 e-gift card that has been randomly selected for them.

General Conditions: Released Parties (as defined below) are not responsible for lost, late, incomplete, damaged, inaccurate, stolen, delayed, misdirected, or undelivered entries or correspondence; or for lost, interrupted or unavailable network, server, App, Internet Service Provider, website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, printer errors, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer errors of any kind whether human, mechanical, electronic, typographical, printing or otherwise relating to or in connection with the Contest, including, without limitation, errors which may occur in connection with the administration of the Contest, the processing of entries, or in any Contest-related materials. Released Parties are not responsible for injury or damage to participant’s’ or to any other person’s computer or mobile device or printer related to or resulting from participating in this Contest or downloading materials from or use of any website.

Any person(s) that tampers with or abuses any aspect of the Promotion, as solely determined by the Sponsor, will be disqualified. The Sponsor reserves the right at its sole discretion to cancel, suspend, modify or terminate the Promotion for any reason and without notice, including should any portion of the Promotion be, in the Sponsor’s sole opinion, compromised by bugs, virus, non-authorized human intervention or other causes, which, in the sole opinion of the Sponsor, corrupt or impair the administration, security or fairness of, or submission of information in connection with, the Promotion.

By participating in the Promotion, you agree to: (i) to be bound by these Terms & Conditions and the decisions of the Sponsor which are final and binding; and (ii) to release and hold harmless the Sponsor, its subsidiaries, affiliates, prize providers, retailers, and advertising and promotion agencies and all of their respective subsidiaries, affiliates and their respective officers, directors, employees and agents (the “Released Parties”) against any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from participation in this Promotion or acceptance, use or misuse of any prize. The Promotion is subject to all applicable federal, provincial and municipal laws. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Terms & Conditions, or the rights and obligations of participants and the Sponsor in connection with this Promotion, shall be governed by and construed in accordance with, the laws applicable in the Province of Ontario.

Personal information provided in connection with this Promotion will be used and disclosed by the Sponsor as necessary for the purposes of administering the Promotion and otherwise in accordance with the Sponsor’s privacy policy at https://paytm.ca/privacy-policy/.